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Excerpt from: https://www.nolo.com/legal-encyclopedia/chapter-7-13-bankruptcy-basics-29829.html
Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. For the most part, bankruptcies can be divided into two types -- liquidation and reorganization.
Chapter 7 bankruptcy comes under the liquidation category. It's called liquidation because the bankruptcy trustee may take and sell ("liquidate") some of your property to pay back some of your debt. However, you may keep property that is protected (also called "exempt") under state law. There are several types of reorganization bankruptcies, but Chapter 13 is most commonly used by consumers. In Chapter 13 bankruptcy, you keep all of your property, but must make monthly payments over three to five years to repay all or some of your debt.
Both Chapter 7 and Chapter 13 bankruptcy have many rules -- and exceptions to those rules -- regarding which debts are covered, who can file, and what property you can and cannot keep.
Do I have to Go To Court for Chapter 7 or 13 Bankruptcy - Houston Bankruptcy Attorney by Bankruptcy Attorney Houston
https://goo.gl/48D21V Many clients want to know if the bankruptcy process requires them to spend a lot of time in court. I made this video to ease any of those fears. Houston Bankruptcy Attorney 1200 Smith St., 16th Floor Houston, TX 77002 (832) 975-0366 Find Us Online at http://attorneyhouston.bravesites.com/ https://www.youtube.com/watch?v=5q0vF46Ineo
via YouTube http://youtu.be/AehovUJURpM
Many of our clients have reservations about the Bankruptcy process. It’s a common concern that you will have to spend days in a long drawn out court process. We believe that this video will help ease some of those fears… Enjoy the video. Call (832) 975-0366 to speak to a bankruptcy lawyer in Houston. Video […]
We get this question often: What happens to my bankruptcy case if I’m also going through a divorce? Call our Houston Bankruptcy Law Office at (832) 975-0366 for a free consultation. Video Transcript: Hi, I’m Jessica Hoff, the bankruptcy attorney. People often ask me, “What happens if I’m in the middle of a divorce, and […]
Filing for Bankruptcy While Going Through Divorce in Houston by Bankruptcy Attorney Houston
http://www.bankruptcyattorneyhouston.us/what-happens-if-i-get-divorced-during-bankruptcy/ (832) 975-0366 We get asked a lot of questions about what to do if you need to file for bankruptcy while also going through a divorce and just how will that affect you... Find us online: https://goo.gl/Njn3IO ActionInHouston Bankruptcy Attorney https://goo.gl/oW92kK Houston Bankruptcy Lawyer - Links to Houston http://bankruptcyattorneyho.blogspot.com/2016/10/how-much-does-it-cost-to-file-for.html
via YouTube http://youtu.be/6TP5zp5vYas
If you are tired of answering the phone dodging calls from creditors, we may be able to help. One of the top bankruptcy attorney questions we get asked is, “Can you make the bill collectors stop harassing me?” Check out the video below as the Houston Bankruptcy Attorney Jessica Hoff explains… What Should I Do […]
Filing for Bankruptcy in Houston - Bankruptcy Attorney (832) 975-0366 by Bankruptcy Attorney Houston
http://www.bankruptcyattorneyhouston.us/stop-creditor-calls | Houston Bankruptcy Attorney explains how once you file for bankruptcy, then you can tell your creditors to stop calling you, and start calling here instead. Give us a call and we can usually have your Chapter 7, Chapter 11, or Chapter 13 Bankruptcy filed in 30 days or less. See also: https://attorneyhouston.joomla.com/ https://goo.gl/BapLu0 Chapter 7 vs Chapter 13 Bankruptcy https://goo.gl/lHvlVm Houston Bankruptcy Attorneys on Storify https://goo.gl/y55RdK Low Cost Houston Bankruptcy http://www.folkd.com/user/AttorneyHouston Can a #houstonbankruptcyattorney stop creditors from calling?
via YouTube http://youtu.be/_3vey0zRw80
Many of our Houston area clients ask whether they should file for Chapter 7 bankruptcy or Chapter 13 bankruptcy. To a lesser extent we get inquiries about Chapter 11, but most of our clients focus on Chapter 7 and Chapter 13. Please call us at (832) 975-0366 to discuss the option that is best for […]
Chapter 7 vs Chapter 13 Bankruptcy | Houston Bankruptcy Lawyer 832-975-0366 by Bankruptcy Attorney Houston
Full article From the Houston Bankruptcy Attorney - What is the difference between Chapter 7 bankruptcy and Chapter 13? This is probably one of the most common questions we get asked: Should I file Chapter 7 Bankruptcy or Chapter 13 Bankruptcy? Many of our Houston clients are trying to file a personal bankruptcy as opposed to a business bankruptcy and this is always a topic for discussion when that happens. I wanted to make a quick video just to describe the differences between chapter 7 and 13. However, you should realize that nothing I say in this video is intended to be valid legal advice. Your best option is to talk to a licensed attorney in your jurisdiction. Call our office today at (832) 975-0366 for a free consultation and we will help you decide which bankruptcy option is right for you, if any. Helpful Links for Houston Bankruptcy: 1. Our main Houston website: https://goo.gl/2WX2Ot 2. Our Bankruptcy Storify Page: https://goo.gl/lHvlVm 3. Check out our Google Site: https://goo.gl/y55RdK for a low cost Houston bankruptcy
There are many common misconceptions surrounding the bankruptcy process, and I have been a practicing bankruptcy lawyer in Houston long enough to hear just about all of them. Many of the questions arise from scare tactics that have been perpetuated by the mainstream media regarding the effects of bankruptcy on your financial future. I made […]